Abbie Karoline

2025 Maximum 401k Contribution Limits Over 50. In 2025, annual contributions to 401(k)s will max out at $23,500 for workers under 50. The 401k contribution limits for the year 2025 are expected to see many increases in different plans including elective deferral limit to $24,000, defined contribution.

The contribution limits for a traditional or roth ira increased last year but remain steady for 2025. Regular roth ira annual contribution limits apply.